I know people who have seen him shopping for groceries in Morges, filling up at a gas station, or play soccer with the local team. The guy is just trying to have a normal life, and the beauty of living here is that people tend to leave celebrities alone and don't bother them.
Lugano is not quite nearby, 380km/3.5 hours drive, a complete waste of time if your only motivation is to spot Schumi around.