Thanks for all your comments. They make great reading. Lots of debate!
Many say don't buy if you can't afford etc etc, BUT I guess going to the limit on your finances and getting the best you can afford are what 'drives' some people. That limit might be £30k or £130k. For me, I want an F430, but can afford a 360. Now repairs might force me to sell it eventually, but at least I'll get the Ferrari experience.
I've never had a nice sports car yet and I'm 49. I think I deserve to stretch myself and buy something nice before I'm 50 (a landmark year for me!)
Living in a flat in London makes the two car scenario hard. Double costs for parking insurance etc etc. Maybe I'll live to regret a 360 as a DD, but it's the only way at the moment. I know some will say, parking, insurance etc for a DD runaround will be cheaper than service costs incurred with a DD 360, but let's see.
Wherever I drive in or out of London, I want the Ferrari Life!
Upgraded my membership here. Reading loads. Test drives next week :-)