Would you expect to be able to buy car insurance after you wrecked your car? Living in MD where car insurance is manditory I can see the merits of everyone being mandated to buy health insurance. I would at least like to see everyone have catastrophic insurance at a minimum.
Yes, I would expect to be able to buy car insurance after wrecking my car, but I might be expected to pay more until I improve.
Not sure = same in Med. Insurance, but if one believes smokers and obese or druggies/[beer/wine]/substance abuse people should be denied, then NO, but should they get a free ride for me doing the right things while they put a burden on themselves and others and KNOW such: No. They should pay for it.
I would expect risk/behaviour goes with cost IF it can be an item that one can change. and one has been educated....however, there will always be dump people. A free market would say only the strongest survive, and should/would be able to afford the care needed. I, well, I know of many worthy people not there yet where we would benefit to keep such alive.
The 'intent' I believe in the words of 'rights for health care' is that taken the innocent person, heart condition say that they didn't know of or DID but were denied because it is pre-existing [probably from birth] is [to the right] not a RIGHT, is to [the left] a RIGHT. What becomes of that intent is anyone's guess.
Am I choosing who dies, lives then? Yup. Then again, that's even a risk one makes when having children. Very complex in the debate, which is why this is a mess from day one. One cannot legislate morality.
But what I am really trying to find out is if I don't buy insurance under Obama care and pay the $750 per/yr fine can I still buy insurance at any time including after I am hurt? $750 does not seem like much of a penalty to me compared to the cost of health insurance?
as for this latter, I don't know. Sort of those dumb legistated items that then gets modified many times over to stop the leak in the dike: Mess.
Once again, it depends on what one wants to legislate, costs, care, both, none....never works. Legislation to me is only laws on the book to throw at someone after they violate such. Good common sense people do good, and buckers, get by and usually still get hammered. The axiom isn't solid but generally plays out well in the long statisical review.
I believe America is at its witts end: Unable to roll back the clock on anything, and only heap on more to make it confused to all. I wish we would just reboot the system after re-loading 'common sense - 101' into the OS.
We'll never see this make sense. And BTW< I believe Mexico, Canada, Aus. UK, France etc. etc. have managed a nice system or common sense approach..I'm exactly sure many will cite examples on either side, but the only thing I see in the mix that is diff. for the US is the Tax costs. America's experiment in freedom is about over. We will become the mix like any nation after a couple hundred years of letting it go rampant. We will evolve into the mix as other nations, but retain the core of what we are: 'free' [NO paradox here], I mean free in the sense we will probably still have the core freedoms but just at a higher cost as other countries who state 'we are the same but.....' [there is a lot of but in there.]
Here is a cases in point that makes us a mess: We still love our slave labour [illegals], and will now have to incorporate them legally. We will lose more in the balanced budget, but it will even out. Here is a set example: I KNOW, for a fact, as we employ several 'legal' types, that are using SSNs of dead people. [we can discuss this later, but jus know that it is happening now]. They pay into the SS System but will NEVER collect. Shoot, many of them pay taxes and never collect as it might mean 'deportation' if they somehow get called on stuff. Matter of fact SEVERAL are using the same SSN across the nation. You think the govt. wants to end this cash-cow stream? NOT. it's what keeps the budget afloat...
These same 'legal' workers work at less pay, and are more abiding than most, [I can spot their driving habits a mile away]. The only health care they get is emergency [in a lot of cases] as insurance is non-affordable nor offered.
So, can a typical legal type, get insurance at the last min. then cancel it? I expect the short answer has been addressed, that it is possible, but will be another finger in the dike at some point.
Final tally in US' mixed up world: The Enron school of ethics and GoldmanSacks school of ethics say if they are allowed to pull off this junk what makes us think it would change from the top let alone the bottom of the pyramid? I'm thinking it will not change. Why, no oversight [say resources here], no desire to stop a cash cow [as long as things flow, who cares], and the endless game of moving on to the next 'thang' which is probably is to have legislaters just think of themselves.
Don't know where this is going....not sure anyone can stop it: Me? I'm numb.